Commercial lines
The commercial paperwork your CSRs shouldn't be doing.
ACORD auto-fill, SOV extraction, loss-run analysis, and COI issuance, plus bindable BOP/GL/WC quotes from NEXT, biBERK, and Great American. Commercial automation, end to end.
Request a commercial demoCommercial automation agencies aren't doing
COI generation, ACORD auto-fill, loss run processing, SOV extraction, payroll audit automation: sunsure handles the commercial paperwork that consumes your CSR team's day.
20h
saved per week
3×
submission volume
API
bindable quotes
Loss Run Processing
Sonny reads loss run PDFs and extracts 5-year loss history, CAT vs non-CAT claims, and loss ratio automatically. No manual transcription.
- 5-year history extraction
- CAT vs non-CAT breakdown
- Loss ratio calculation
- Carrier appetite matching
Supplemental Applications
Industry-specific supplemental applications auto-populated from existing data. Contractors, restaurants, apartments, professional liability, with no re-entry required.
- Contractor supplementals
- Restaurant / hospitality
- Habitational / apartments
- Professional liability supp.
Schedules & SOVs
Statement of Values and location schedules extracted from PDFs, Excel, or emails. All locations, values, and occupancy codes parsed and formatted for carrier submission.
- Multi-location extraction
- Replacement cost by location
- Occupancy code mapping
- Carrier-ready formatting
ACORD Form Auto-Fill
Pull business data from your AMS and auto-populate ACORD 125, 126, and 130 forms. Route completed forms to carriers via API or portal without duplicate data entry.
- ACORD 125: Commercial Property
- ACORD 126: Commercial GL
- ACORD 130: Workers Comp
- Direct carrier routing
COI Generation
Certificates of Insurance generated automatically from active policy data. Sonny monitors your inbox for COI requests, verifies the policy, and issues within minutes, not hours.
- Email inbox monitoring
- Policy data verification
- Auto-issue with approval
- Certificate holder management
Commercial Quoting APIs
Direct API integrations for bindable BOP, GL, and WC quotes from leading small business carriers. Quotes returned in seconds with no portal hopping.
- NEXT Insurance API
- biBERK (Berkshire Hathaway)
- Great American API
Commercial submission workflow
1
Client sends docs
Email, PDF, Excel
2
Sonny reads everything
SOV, loss runs, supps
3
ACORD auto-filled
125, 126, 130 ready
4
Appetite matched
Only eligible carriers
5
Quotes returned
API + portal in parallel
Also on sunsure
Personal lines too? Yes.
HO3, DP1, and flood quoting across 20+ Florida carriers in parallel, with the same Sonny workflow you use on commercial.